Thursday, May 27, 2010

My Dream Wedding

Everyone have their Dream Wedding kan????

I ...............................

To tell u the truth ..

I dont know what i want till recently ..

NO ..



i want a normal and formal reception :D

I will want it to be in a Hall

At Night

and my friend and my parents friend will be there :D

Hahahah .. now .......

i know what i want

what color

how it will look like

what i will wear

the dress .. the top the bottom..

the shoes ..

the doorgift

my family color

my friends

my bridesmaid

all !! :D

then i realize

shit .. belum beli kain for bridesmaid !!!

shit .. belum beli kain for family ....

hmppph ...

Reception doorgift : 80% done

Hahahahha .. padahal kawin tahun depan nooks ..

Pelamin for akad nikah dah ada dah nak macam mana ;)

Baju for akad nikah pun dah ada pattern ..

hmmph ..

Hantaran : start to buy .. beli sikit2 .. so that x rasa nak mampos nak nangis tgk duit keluar macam air !!


ok enuff with verangan ..

off to work and gym later *semangat nak kurus* :p

Tuesday, May 25, 2010

5 Secrets of Self-Made Millionaires

I got this article from Yahoo! .. Happy reading :D

By Kristyn Kusek Lewis

They’re just like you. But with lots of money.

When you think “millionaire,” what image comes to mind? For many of us, it’s a flashy Wall Street banker type who flies a private jet, collects cars and lives the kind of decadent lifestyle that would make Donald Trump proud.

But many modern millionaires live in middle-class neighborhoods, work full-time and shop in discount stores like the rest of us. What motivates them isn’t material possessions but the choices that money can bring: “For the rich, it’s not about getting more stuff. It’s about having the freedom to make almost any decision you want,” says T. Harv Eker, author of Secrets of the Millionaire Mind. Wealth means you can send your child to any school or quit a job you don’t like.

According to the Spectrem Wealth Study, an annual survey of America’s wealthy, there are more people living the good life than ever before—the number of millionaires nearly doubled in the last decade. And the rich are getting richer. To make it onto the Forbes 400 list of the richest Americans, a mere billionaire no longer makes the cut. This year you needed a net worth of at least $1.3 billion.

If more people are getting richer than ever, why shouldn’t you be one of them? Here, five people who have at least a million dollars in liquid assets share the secrets that helped them get there.

1. Set your sights on where you’re going
Twenty years ago, Jeff Harris hardly seemed on the road to wealth. He was a college dropout who struggled to support his wife, DeAnn, and three kids, working as a grocery store clerk and at a junkyard where he melted scrap metal alongside convicts. “At times we were so broke that we washed our clothes in the bathtub because we couldn’t afford the Laundromat.” Now he’s a 49-year-old investment advisor and multimillionaire in York, South Carolina.

There was one big reason Jeff pulled ahead of the pack: He always knew he’d be rich. The reality is that 80 percent of Americans worth at least $5 million grew up in middle-class or lesser households, just like Jeff.

Wanting to be wealthy is a crucial first step. Says Eker, “The biggest obstacle to wealth is fear. People are afraid to think big, but if you think small, you’ll only achieve small things.”

It all started for Jeff when he met a stockbroker at a Christmas party. “Talking to him, it felt like discovering fire,” he says. “I started reading books about investing during my breaks at the grocery store, and I began putting $25 a month in a mutual fund.” Next he taught a class at a local community college on investing. His students became his first clients, which led to his investment practice. “There were lots of struggles,” says Jeff, “but what got me through it was believing with all my heart that I would succeed.”

2. Educate yourself

When Steve Maxwell graduated from college, he had an engineering degree and a high-tech job—but he couldn’t balance his checkbook. “I took one finance class in college but dropped it to go on a ski trip,” says the 45-year-old father of three, who lives in Windsor, Colorado. “I actually had to go to my bank and ask them to teach me how to read my statement.”

One of the biggest obstacles to making money is not understanding it: Thousands of us avoid investing because we just don’t get it. But to make money, you must be financially literate. “It bothered me that I didn’t understand this stuff,” says Steve, “so I read books and magazines about money management and investing, and I asked every financial whiz I knew to explain things to me.”

He and his wife started applying the lessons: They made a point to live below their means. They never bought on impulse, always negotiated better deals (on their cars, cable bills, furniture) and stayed in their home long after they could afford a more expensive one. They also put 20 percent of their annual salary into investments.

Within ten years, they were millionaires, and people were coming to Steve for advice. “Someone would say, ‘I need to refinance my house—what should I do?’ A lot of times, I wouldn’t know the answer, but I’d go find it and learn something in the process,” he says.

In 2003, Steve quit his job to become part owner of a company that holds personal finance seminars for employees of corporations like Wal-Mart. He also started going to real estate investment seminars, and it’s paid off: He now owns $30 million worth of investment properties, including apartment complexes, a shopping mall and a quarry.

“I was an engineer who never thought this life was possible, but all it truly takes is a little self-education,” says Steve. “You can do anything once you understand the basics.”

3. Passion pays off

In 1995, Jill Blashack Strahan and her husband were barely making ends meet. Like so many of us, Jill was eager to discover her purpose, so she splurged on a session with a life coach. “When I told her my goal was to make $30,000 a year, she said I was setting the bar too low. I needed to focus on my passion, not on the paycheck.”

Jill, who lives with her son in Alexandria, Minnesota, owned a gift basket company and earned just $15,000 a year. She noticed when she let potential buyers taste the food items, the baskets sold like crazy. Jill thought, Why not sell the food directly to customers in a fun setting?

With $6,000 in savings, a bank loan and a friend’s investment, Jill started packaging gourmet foods in a backyard shed and selling them at taste-testing parties. It wasn’t easy. “I remember sitting outside one day, thinking we were three months behind on our house payment, I had two employees I couldn’t pay, and I ought to get a real job. But then I thought, No, this is your dream. Recommit and get to work.”

She stuck with it, even after her husband died three years later. “I live by the law of abundance, meaning that even when there are challenges in life, I look for the win-win,” she says.

The positive attitude worked: Jill’s backyard company, Tastefully Simple, is now a direct-sales business, with $120 million in sales last year. And Jill was named one of the top 25 female business owners in North America by Fast Company magazine.

According to research by Thomas J. Stanley, author of The Millionaire Mind, over 80 percent of millionaires say they never would have been successful if their vocation wasn’t something they cared about.

4. Grow your money

Most of us know the never-ending cycle of living paycheck to paycheck. “The fastest way to get out of that pattern is to make extra money for the specific purpose of reinvesting in yourself,” says Loral Langemeier, author of The Millionaire Maker. In other words, earmark some money for the sole purpose of investing it in a place where it will grow dramatically—like a business or real estate.

There are endless ways to make extra money for investing—you just have to be willing to do the work. “Everyone has a marketable skill,” says Langemeier. “When I started out, I had a tutoring business, seeing clients in the morning before work and on my lunch break.”

A little moonlighting cash really can grow into a million. Twenty-five years ago, Rick Sikorski dreamed of owning a personal training business. “I rented a tiny studio where I charged $15 an hour,” he says. When money started trickling in, he squirreled it away instead of spending it, putting it all back into the business. Rick’s 400-square-foot studio is now Fitness Together, a franchise based in Highlands Ranch, Colorado, with more than 360 locations worldwide. And he’s worth over $40 million.

When extra money rolls in, it’s easy to think, Now I can buy that new TV. But if you want to get rich, you need to pay yourself first, by putting money where it will work hard for you—whether that’s in your retirement fund, a side business or investments like real estate.

5. No guts, no glory

Last summer, Dave Lindahl footed the bill for 18 relatives at a fancy mansion in the Adirondacks. One night, his dad looked out at the scenery and joked, “I can’t believe we used to call you the black sheep!”

At 29, Dave was broke, living in a small apartment near Boston and wondering what to do after ten years in a local rock band. “I looked around and thought, If I don’t do something, I’ll be stuck here forever.”

He started a landscape company, buying his equipment on credit. When business literally froze over that winter, a banker friend asked if he’d like to renovate a foreclosed home. “I’m a terrible carpenter, but I needed the money, so I went to some free seminars at Home Depot and figured it out as I went,” he says.

After a few more renovations, it occurred to him: Why not buy the homes and sell them for profit? He took a risk and bought his first property. Using the proceeds, he bought another, and another. Twelve years later, he owns apartment buildings, worth $143 million, in eight states.

The Biggest Secret? Stop spending.

Every millionaire we spoke to has one thing in common: Not a single one spends needlessly. Real estate investor Dave Lindahl drives a Ford Explorer and says his middle-class neighbors would be shocked to learn how much he’s worth. Fitness mogul Rick Sikorski can’t fathom why anyone would buy bottled water. Steve Maxwell, the finance teacher, looked at a $1.5 million home but decided to buy one for half the price because “a house with double the cost wouldn’t give me double the enjoyment.”

Monday, May 17, 2010

Saturdat nite out

On saturday bobby ajak keluar ..

So went out with En tunang, bobby, shah and typo :)

We went to VS taipan

Saja nak lepak and talk and makan *of coz*

So sampai jer VS i dont know what to order

So comet order Black Pepper Steak and i go for the Cheesy Steak ke hape ..

Saja nak try lain kan :p

x sedar diri nak diet

So .. time bobby nak order .. dia panggil waiter tu dekat dia and keep on whispering

i confused la

pehal mamat nie kemut order sendiri xnak orang tau nie ..


then ...

semua orang nye dish dah sampai except for mine ..

relex jer la kan

pk "ooo .. mesti sebab cheese die lambat nak sampai"

then my food sampai

and i go "uuuuuuuuuuuuu .. cheese dieee "

pastu sedar ada cam warna merah and ada cam duri2 tu kan

rasa cam "erkkk .. apekah ?? "

pastu tgk ke comet ..

then tanye "ehh .. saya nye dish ade udang atau ketam ke ek??"

pastu semua cam pelik2 la kan

then sorang tanye "ko order lobster ke?"

and i was like "hahs ?? mana ada .. order steak jer .. "

cuak and blur mode la

campur pelik

and duk replay apa yang diorder and dikatakan pada waiter tu kan..

pastu tetiba bobby gelak

"i change ur dish for u"

then i go like "heh?? "

dia cam " i ask the waiter to change the dish for u "

pastu en tunang pandang dh pelik n senyumkan je la kan

i go "oooo .. ok "

then makan ..

so nie la Lobster pertama yang saya makan oke!

then dah nak abis makan kan .. baru cam "ehh .. ada sama jenis masakan ek lobster n steak ?? "

tu la bila orang buat surprise menjadi i akan jadi blur n bangang at the same time

bobby gelak cakap "no la .. i totally change the dish la"

and i was like "owhs"

time nak bayar dah cuak la kan .. gile lobster wehs dah la x draw duit lagi :p

so skali tgk bobby kuarkan RM 200 .. and i nak put in my money with comet die x bagi ..

"no worries .. im paying for u too .. congratulation on ur engagement and sorry couldnt make it on that day"

(^_^) -_- senyum kambing suka ..

then apa lagi .. normal thingy la

kami karaoke !! :D hehehehehhe

gosh i missed my frens .. sobs sobs .. lets to this often !!

lets have some vacay .. jum !! :D

p/s: en bobby a.k.a shaiful fairul .. thanks for the dinner (^_^)v

I feel fat

I feel bloody fat !

so i sign me up here :D

Dulu mmg join them but end up i stop coz lack of me time.. busy busy busy ..

So now dengan harapan dapat memberi masa 1-2 hours every day utk ke gym



hari nie konon nak bangun pagi2 ..


tapi zyrtec membuat ku krohhhhh krohhh krohhhhh semula

until it was like 9.50am

and i go "Dammit .. i need to get up for work .. pfft"

SO .. adakah esok akan berjaya ke sana untuk sesi menguruskan badan??


owhs .. and did u know my personal trainer is my en tunang ??

yer ... saya di dera ok ..

2 hari berturut didera

end result ..

my perut keras .. calf n peha pun keras .. muehehehehe

bak kata en tunang "dah lama sangat manjakan kaki dan badan .. bila kene berkerja marah la "


sakit nokkkss ..

xpe .. wanny nak kurus kan kan ??

p/s: picture courtesy from here

Wednesday, May 12, 2010

Post engagement

Masih ingat orang cakap

Dah bertunang nie .. semua lain .. bla bla bla bla bla ..

And ada cakap .. bila dah bertunang .. makin lovely .. makin sweet ..


ye ke?

Tuesday, May 11, 2010

Suka picture nie


Wednesday, May 05, 2010

The Engagement

So on 1st May 2010 .. is OUR ENGAGEMENT

We are now officially engaged !! :D ^happy mode^

So .. this is the cake from both of us .. white from him .. pink purple from me ..

This is the hantaran that i do myself :D

bunga itu digubah sendiri ya ..

ribbon sme sendiri buat oke !! :p


fruits lagi

pulut semangat and sireh + cincin

So the pelamin is done by Kak Mimie from Athiz Collections

Semua cakap lawa and macam pelamin akad nikah ..

hahahahah ..

and the best part ..

orang catering siap tanya "dik napa xde meja makan beradab ?? "

and i go "erk .. baru bertunang napa nak meja makan beradab "

abang tu cam " hahs ????? ok ... " and terus blah ..


the pelamin !!!

haaa .. mesti tertunggu2 me myself kan kan kan ????

cheh .. poyo jerrr ..

macam korang tunggu je entry nieee ..

ahahahahahahhaha ...

anyway .. this is me ..

me .. make up by kak mimie .. :)

So kak mimie datang around 8am to make up .. around 10am siap ..

then lepak2 .. my fren semua sampai ..

and around 11am sharp family comet sampai ..

x lama pun .. i dah dipanggil turun oleh my dad ..

i was shock ..

kejap gile ..

rupanya baru i tau ..

my dad xde bincang apa

not even hantaran n ikat berapa lama

he said .. "buat apa nak bincang depan orang .. ramai sangat orang luar .. if nak antara family kita and dia .. u guys know what to do .. nie orang2 lain nie jenis tau nak cari salah orang n mengata .. x perlu la nak malukan family sendiri n family dia "

so .. yes .. HE PURPOSEDLY DID NOT discuss anything

what my dad do is BUAT LAWAK ..

all the way ..

orang duk gelak jer keje .. hehehehehe

so bila dipanggil turun .. i duduk je atas pelamin and comet's mum nak sarung cincin my dad cam

"ehh .. laju nye nak sarung .. xnak tanya dulu ke? "

his mum looks confused ..

then my dad cakap "tanya la .. nak ke xnak tunang nie ?? "

comet mum gelak gile .. and i was like "heh?? "

then he asked me "nak tunang ke xnak ?? "

of coz la nak kan !!! hahahahahaha

then he keep on asking .. mana lelaki nye ?? x nampak lagi nie ..

so comet came .. he was soooo anxious ..

sebab dia ingat ada pape jadi .. hahahahaha

coz sekejap sangat ..

so my dad panggil dia masuk ..

dia duduk kt pelamin tu ..

my dad cakap "ahmad zuraimi abdul rahman "

comet dah cam "huhs?? "

he said "betul ke awak ikhlas nak bertunang dengan anak saya nie? "

comet cam blur and just like angguk kan kepala jer ..

bila my dad tgk he like that .. my dad dh gelak2 .. baru sarungkan cincin

then bila comet cium tangan dah lama my dad cakap "lama nye cium tangan "

hahahahah .. sumpah orang duk gelak k .. adui laaaa

then my fren ' iman muda masjid USj 4 ' Hafiz masuk for doa ..

he said the doa very nice .. semua diam .. and sayu ..

fadh cakap cam nak nangis dengar .. sedap sangat ..

i pun tersayu ..

after that apa lagi .. picca time la kan :p

his mum sarung cincin to me

my dad sarung cincin to him

my dad looking like M Rajoli

with his side of the family

with my parent and his side
my uncles and mum
with cousin n sibling
with the girls !! :D

so nie few of the pic la .. x amik pun pic doorgift .. later la i put ok? :D

thanks to my parent for the best day of my life to date :D

thanks to chikas that buat keco at my house :D i love u guys lots !!!!!!

thanks to zatil for helping me that night and come in the morning and adjust here n there

thanks to alya for being there sort of bridesmaid

thanks to afie coz rajin tolong kakak die yang suka mengarah on that day :D

and thanks to uncle n his family came that day with blue attire :D love u guys for that

thanks to aida n erin for helping with the doorgift :D

p/s : we celebrated Alia birthday that day .. x jumpa cari pic la .. nanti next post la :D hehehehe